Want to buy a home but don’t know how to get a home loan? Follow these simple steps and you’ll be a homeowner in no time.
Have money reserved: 100% does not correspond only to the financing expense, there are other disbursements that must be taken into account.
Payment capacity: Calculate the percentage of income that will be used to pay fixed expenses and debts, in this case the loan or credit.
Amount to borrow: This varies depending on the entity or the type of financing that may be available.
House price: Analyze your options and choose one that fits your savings and the ability to pay that you calculated.
Compare different bank offers: If you opt for this type of financial institution, remember that it is a long-term financial commitment that you must carefully evaluate.
Assess the hiring of insurance: This may be adequate to protect the home and deal with damage.
Contract for signature: Carefully study each statute, commitments, agreed price, penalties, among others.
If you think it’s time to start looking for your new home, at Global Capital Lending we can provide you with the financing you need www.globalcapitallending.net/contact/ +1 813 720 4903 / +1 813 500 0358